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Students who are admitted into a graduate program and are enrolled in 9 credits or more (regardless of the course level) in a semester, all graduate assistants, and all law students enrolled in 12 credits or more will be automatically billed for student health insurance. It is then incumbent upon those students who already have health insurance to complete the online waiver form to waive out of the 51³Ô¹ÏºÚÁÏ student health insurance. Once approved, a health insurance waiver is good for one academic year.

51³Ô¹ÏºÚÁÏ partners with the enrollment company Academic HealthPlans (AHP). Please to review.

Students who would like to have their 51³Ô¹ÏºÚÁÏ graduate health insurance fees considered as part of their educational expenses may complete a cost of attendance appeal with the Financial Aid & Scholarships Office.

In some instances, students may be considered for additional federal student loans to help pay their health insurance costs. The contact information for the Financial Aid & Scholarships Office, as well as additional information regarding the cost of attendance appeal process, can be found at the Financial Aid site.

In terms of financial aid disbursements, for full-time graduate and professional students and GAs who have the health insurance fee on their student account, this could impact any financial aid refund they may be expecting to receive. However, if they submit a waiver and are approved, the health insurance fee will be removed from their account and a refund for the difference would be returned to the student from Financial Aid. Additional questions about the impact of this health insurance policy on student aid? Please contact the 51³Ô¹ÏºÚÁÏ Financial Aid and Scholarships Office.

After the health insurance fee appears on a student account, students will have to wait three business days before they are able to submit their health insurance fee waiver. This is the amount of time it takes for their information to be sent to our health insurance enrollment company, Academic HealthPlans; once they have it, students will be recognized in their system as a 51³Ô¹ÏºÚÁÏ student impacted by the mandatory health insurance policy, and thereby be able to submit a waiver. If students attempt to submit a waiver before the three full business day timeline, they will not be recognized by the Academic HealthPlans system and their waiver will not process.

To qualify for the fee waiver, students must be enrolled in an alternate insurance plan by Jan. 11, 2024. A student's health insurance policy must be comparable to, or more comprehensive than, the coverage offered through the 51³Ô¹ÏºÚÁÏ Student Health Insurance Plan. Students will also be allowed to waive out if they are insured through any of the following programs:

• Medicaid
• Medicare
• Veterans Health Care
• Certain plans offered through Nevada Health Link
• Indian Health Service

• Name of insurance company
• Phone number of insurance company
• Group and medical ID number of insurance plan
• Does the plan provide primary care services within 25 miles of 51³Ô¹ÏºÚÁÏ?
• Does the plan provide emergency care within 25 miles of 51³Ô¹ÏºÚÁÏ?
• How much does the plan pay for inpatient hospitalization?
• Does the plan have inpatient and outpatient mental health benefits?
• What is the plan’s annual deductible per person?
• Does the plan provide prescription medication coverage?

If students are sure they want to waive out of the 51³Ô¹ÏºÚÁÏ mandatory health insurance plan, they must have their health insurance policy information available and proceed to the online waiver form. They will need to upload a copy of their Insurance ID card into the waiver system. Academic HealthPlans audits all approved waiver requests. If the insurance information submitted by any student cannot be verified, the student health insurance fee will be charged, and the student will be responsible for the fee and enrolled in the student health insurance plan.

Once the waiver is submitted, and if all the questions asked in the waiver are answered correctly, then the student will receive an email that the waiver has been "submitted." The insurance is audited immediately, and in about 5-7 days you will receive another email stating whether the waiver passed or not. Additional information may be requested from the student to complete the audit. If additional information is required, the student will have the ability to re-enter the waiver to submit requested information. Once the waiver is "approved" then it will take approximately 3-5 business days for the fee to be removed from the My51³Ô¹ÏºÚÁÏ account.

Fall 2024 deadline is 9/15

Spring 2025 deadline is 2/8

Waiver link is turned off after the above deadlines. Thus, if a student fails to submit their waiver by the semester deadlines they will be required to pay the cost for student health insurance. Lastly,  late fees will be charged if the student health insurance fee is not paid by the deadline. This is non-negotiable. The waiver covers the academic year. Students will need to waive out every academic year.

Plan year 2024-2025 costs and dates are as follows:

Graduate, Professional and International Students

• Fall - $1,388.00 For August 16, 2024, to January 11, 2025
• Spring - $2,015.00 For January 12, 2025, to August 15, 2025

Nursing Students

• Fall - $1,137.00 For September 1, 2024, to December 31, 2024
• Spring - $1,119.00 For January 1, 2025, to April 30, 2025
• Spring Early Batch - $838.00 For January 31, 2025, to April 30, 2025
• Summer - $1,147.00 – May 1, 2025, to August 31, 2025

School of Medicine

• Students Annual - $3,199.00 For July 1, 2024, to June 30, 2025

School of Dental Medicine – Orthodontics and Pediatrics

• Students Annual - $3,199.00 For July 1, 2024, to June 30, 2025

School of Dental Medicine – DDS and DMD

• Students Annual - $3199.00 For August 25, 2024, to August 24. 2025

Students do not have to enroll their dependents. If students would like to enroll their dependents, they can do this on the  on the "Enrollment" page. Dependents must be enrolled in the same period of coverage in which the student is enrolled.

If students obtain other coverage for the Spring semester, they will need to contact 51³Ô¹ÏºÚÁÏ at insurancewaiver.grads@unlv.edu

Yes, all admitted graduate and professional students are eligible to enroll in the 51³Ô¹ÏºÚÁÏ graduate student health insurance plan. If students do not fall in either required category (i.e., 9 or more credits or a GA) then they will need to contact Academic HealthPlans to enroll in the student health insurance plan and receive the discounted 51³Ô¹ÏºÚÁÏ graduate and professional student rates. Please follow the . Enrollment applications will be accepted through Feb. 9, 2024 for the spring semester.

Feel free to email insurancewaiver.grads@unlv.edu.