51³Ô¹ÏºÚÁÏ

Undergraduate students who wish to purchase insurance may contact for a list of insurance brokers who can assist in finding coverage. 51³Ô¹ÏºÚÁÏ can only insure groups requiring insurance as a condition of enrollment (Mandatory groups). The undergraduate Council has chosen not to require this from the Undergraduate Group, as a condition of enrollment.

You can find a copy of the plan brochure, which outlines the benefits and coverage of the plan in the .

The Student Health Insurance Plan (SHIP), can be used at the 51³Ô¹ÏºÚÁÏ Student Health Center (SHC) with the SHIP paying 100% of services not already covered by your health fee. SHC’s pharmacy is a fast-easy way to fill your prescriptions right here in the SHC with a small copay:

Graduates and Professionals, International and Nursing students have a $20.00 copay for any prescription.

The School of Dental Medicine and the School of Medicine have a 2-tiered schedule, $15.00 for generic medications and $45.00 for name brand medications.

You can use SHIP anywhere In the US with 80% paid by the insurance, and 50% reimbursement for an emergency overseas.

Please refer to the page Student Health Insurance FAQs for current semester insurance rates.

Insurance Waivers

Full time students will be automatically charged the semester or annul insurance rates unless a health insurance fee waiver is requested and proof of alternate insurance coverage is provided. International, graduate and nursing students must submit the by waiver deadlines stated below. Students must be enrolled in their alternate insurance by the semester deadline (8/16/23 for Fall, and/or 1/11/24 for Spring/Summer) to qualify for a waiver. School of Dental Medicine and School of Medicine have their own waiver dates depending on their program start dates.

Once approved, a health insurance waiver is good for one academic year for all students except International students. International students must use the waiver process every semester.

Students who received a fee waiver for the spring semester will need to submit a new fee waiver request for the new academic year.

The 51³Ô¹ÏºÚÁÏ Student Health Insurance Plan (SHIP) is an 80/20 PPO, gold plan and is 100% compliant with the Affordable Care Act (ACA, or Obamacare.) All insurance plans must also be compliant with the ACA in order to be eligible for a waiver. Most insurance plans offered by a business will pass the waiver as employers are held to the same standard of being ACA compliant. The exception here is if an International student is receiving a work-related domestic insurance plan it will not include the Medical Evacuation and Repatriation benefits required by the F-1 visa. Travel plans from countries out of the U.S. are not acceptable plans for the waiver process as well. They do not comply with the ACA.  Also, International students using the waiver to try to remove the SHIP from their accounts must have Global Emergency benefits, which include Medical Evacuation and Repatriation, per their visa requirements.