Health Insurance Plans
51ԹϺ's group health plan offers a comprehensive medical package that includes your choice of a health insurance plan, dental, vision, prescription, and a $15,000 term basic life insurance plan.
Eligibility Overview
Coverage for benefit eligible positions begins on the first day of the month concurrent with, or following, the effective date of your date of hire. If your position begins after the first day of the month, your coverage will not begin until the first day of the following month.
Coverage ends the last day of the month in which your employment ends.
Employees eligible for health insurance coverage include:
- Academic and Administrative Faculty at least 50% Full Time Employment (FTE).
- Classified Staff (working at least 80 hours per month)
- Post-Doctoral Scholars
- Letter of Appointment at least 50% FTE
- Part Time Instructors (benefit eligibility depends on number of credits teaching per semester). Refer to chart for months eligible for health insurance by each semester teaching.
| Term | Month(s) |
|---|---|
| Spring | February - May |
| Summer Term 1 | June |
| Summer Term 2 | July |
| Summer Term 3 | August |
| Fall | September - December |
Monthly Premium Rates
For information about the premium rates for plan year 2024-25, complete the following steps:
- Visit the .
- Select the “2025 Plan Comparison” PDF.
Medical, Vision, Dental, and Prescription Benefits
For information about the premium rates for plan year 2024-25, complete the following steps:
- Visit the .
- Select the “2025 Plan Comparison” PDF.
Health Savings Account vs Health Reimbursement Arrangement
Base contribution only available when selecting PPO - Consumer Driven Health Plan (not available under Low Deductible or HMO plans)
| Health Savings Account | Health Reimbursement Account | |
|---|---|---|
| Description | Owned by employee and portable | PEBP owned and funded |
| Employee Contributions 2024(optional) | Limit $4,150 for individual coverage or $8,300 for family coverage (2 or more), additional $1,000 catch-up amount for 55 years or older | Not permitted |
| Base Contribution | $600 contributed by PEBB for the full 2024-25 plan year. Prorated if hired during the plan year. | |
Basic Life Insurance
The basic life insurance coverage for the CDHP - PPO and HMO is $25,000 per employee. Whether you choose the CDHP, LD, or the HMO Plan, you receive these benefits. If you decline coverage, you will not be eligible for these benefits.